Ethereum DCA calculator

What a fixed recurring Ether purchase would be worth today — and what buying more when Ether is cheap would have changed.

Value-weighted amount today
2.1×

Ether sits at position 24 of 100 between the bottom and the top line, so a value-weighted plan would spend 2.1× its usual amount today — $207 instead of $100.

Calculator

Start year
83 monthly buys since 2020Plain DCAValue-weighted
Paid in$8,300$8,300
Ether bought8.2709 ETH8.3378 ETH
Cash not yet spent–$290
Average price$1,004$961
Worth today$14,626$15,035
Total return+76%+81%
Return per year+16%+17%

Plain DCAValue-weighted (incl. cash)Paid in

Buys on the first daily close on or after each date, at today’s price $1,768 (14 Nov 2026). No fees. “Return per year” is the yearly rate at which the payments would have grown to today’s value.

By start year

StartPaid inWorth todayTotal returnPer yearValue-weighted per year
2016$12,600$208,915+1,558%+50%+51%
2017$11,900$92,024+673%+39%+41%
2018$10,700$33,737+215%+25%+29%
2019$9,500$27,502+189%+26%+27%
2020$8,300$14,626+76%+16%+17%
2021$7,100$5,803−18%−6.8%−4.5%
2022$5,900$4,771−19%−8.6%−6.7%
2023$4,700$3,618−23%−13%−12%
2024$3,500$2,391−32%−25%−22%
2025$2,300$1,661−28%−30%−29%

$100 every month from 1 January of each year (2016 starts on 19 May, when the data begins).

Why a savings plan

Buying a fixed amount at fixed intervals means you never have to guess the right moment. You buy more Ether when it is cheap and less when it is expensive, and end up with an average price.

Buying more when it is cheap

The value-weighted plan saves the same amount every period but spends it according to where Ether sits between the bottom and the top line: 4× at the bottom, 1× at fair value and ¼× at the top, smoothly in between (multiple = 41 − position/50). Money it doesn’t spend stays as cash and is used later, when Ether is cheaper. It never spends more than it has saved.

Questions

What is DCA?

Dollar-cost averaging: buying a fixed amount at fixed intervals, whatever the price.

Has it worked for Ether?

For $100 a month since 2020: $8,300 paid in, $14,626 today. Of the start years 2016–2025, 5 are in profit and 2021, 2022, 2023, 2024, 2025 are below what was paid in.

Weekly or monthly?

Over several years the difference is small. Weekly smooths the entry slightly; monthly means fewer purchases and fees.

Does value-weighted DCA do better?

It finished ahead of plain DCA in 10 of 10 start years. This flatters the rule, because the bottom and top lines were fitted to the same past prices: the direction is plausible, the exact numbers are optimistic.

Model estimates; no fees or taxes. Past returns are no guarantee for the future. Not financial advice.